Settlement companies charge 15–25% of your enrolled debt in fees

You don't need them.
You need this.

The same negotiation knowledge, scripts, and strategy that gets debt settled — without paying a company thousands to do it for you. $249, one time. No cut of your savings. No monthly fees.

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$249 One-time. No subscription.
25% What settlement cos. charge in fees
$6,001 Average savings vs. settlement company

What's included

Everything you need to negotiate.
Built from how it actually works.

Word-for-word scripts
8 scripts covering every negotiation scenario — from opening offers to final agreements.
In-call reader mode
Live call timer, step-by-step coaching, and objection handlers while you're on the phone.
Creditor intelligence
Settlement floors, lawsuit risk, best time to call — for 500+ creditors and debt buyers.
War chest planner
Exactly how much to save, in what order to settle, and when you're ready to call.
Settlement pipeline
Track every negotiation from research to agreement in one place.
The debtself guarantee
Make 3 deposits, open 1 script, log 3 calls. Can't settle? Full refund. No time limit.

The same process. A fraction of the cost.

Settlement Company
$6,250
avg. fee on $25k debt
  • They stop your payments
  • They hold your money
  • They negotiate for you
  • They charge 25% of debt
  • $5,000–$15,000+ in fees
debtself
$249
one-time, lifetime access
  • You redirect payments yourself
  • You hold your own money
  • You use our word-for-word scripts
  • We charge nothing from your settlement
  • $249 flat, forever

The way out is through you.

Join the waitlist. We'll let you know the moment we launch.

You're on the list. We'll reach out before we launch.